RETIREMENT REDEFINED
At Bill Losey Retirement Solutions, LLC (BLRS), we define retirement as making work optional! Regardless of your age, it's about discovering your purpose, living with passion, self-reliance, transformation and creative self-expression. Retirement (or the state of feeling retired) is about being able to do what you want, when you want, where you want, with whom you want, at the time you want, on your terms.
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WHO WE ARE
Bill Losey Retirement Solutions, LLC (BLRS) is a fee-only registered investment advisory firm that provides wealth coaching, advice and consulting, and money management services to individuals nationwide. Its founder, Bill Losey, CFP®, CSA, America's Retirement Strategist™, has been providing straight answers and sound advice for nearly 20 years. Click here to read Bill's bio.
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WHO WE SERVE
We cater to discerning individuals nationwide, primarily women and couples, who crave a higher degree of personalized service, illuminating (not condescending) answers to their financial questions, and solutions that resonate with them both logically and emotionally. We are fortunate to work with a small, successful, select group of clients who include business owners, professionals, entrepreneurs, widows and divorcees, and pre-retirees and retirees from such diverse fields as academe, advertising, banking, coaching, education, engineering, law, manufacturing, marketing, medicine, music, nursing, real estate, retail management and technology.
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WHAT WE DO
Unlike many financial services firms and brokers who continue to focus solely on your money; BLRS understands the real questions have more to do with how you want to live your life and how your money should support your ambitions. Accordingly, we offer a process that integrates your financial resources with your vision of personal fulfillment and security. The result is not so much a single, rigid, financial solution, but a vital and dynamic process in which your wealth is always at the service of your life. Accordingly, through phone conversations, personal consultations, email communications, monthly teleconferences, our weekly newsletter Retirement Intelligence®, knowledge products, money management services and live events, BLRS offers thoughtful and objective guidance to help you make smart financial decisions.
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HOW WE DIFFER FROM OUR COMPETITION
First, we're approachable. While many registered investment advisory firms are stuffy and indicate you must have a million or more in assets to even consider talking with them, BLRS does not discriminate based upon how much money you have accumulated. Although our typical client usually has a considerable six or seven figure investment portfolio, we have wealth coaching, advice and consulting services, and fee-only money management programs available regardless of your net-worth. We respect your privacy and will always keep the personal and financial information you share with us confidential.
Second, we're compensated exclusively by fees paid by our clients. In short, we act in a fiduciary capacity -treating your money with the same care and prudence that we treat our own. We will routinely make recommendations and suggestions that we believe are best for you even if it means less revenue to our firm. And we only invest in what we suggest you invest in.
Third, BLRS has no allegiance to any one company, product or service, beyond our belief in its ability to help you reach your goals. Unlike other firms and brokers, which have proprietary products and incentives to recommend high cost insurance and investment products such as whole life or universal life insurance, variable annuities, and A, B, & C shares of mutual funds, BLRS can literally pick and choose high-quality, cost-efficient solutions with virtually no restrictions so we can do what's best for you.
Fourth, we'll give you options for today and tomorrow's life events. We routinely play out future scenarios and provide some "what-ifs". We understand you're looking for seamless, end-to-end solutions - true planning integration - not just quick answers.
Fifth, we represent you. We are your financial advocate. We will think about your life first and help you navigate and organize the multiple issues and uncertainties that you and your family face. We'll give you the tools and solid foundation you need to make excellent decisions.
Finally, we accomplish all this with a sense of humor.
Bill's creativity and quick wit can make the sometimes complicated and often mundane topic of investing and retirement fun.
Whether it's a corny joke, his hysterical books, or his financial song parodies (he's too old for American Idol), Bill will always try to leave you smiling.
And that's no joke!
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INVESTMENT PHILOSOPHY
Our investment activities are generally defined by principles that are collectively known as Modern Portfolio Theory, based on the work of Harry Markowitz, who was awarded the Nobel Prize in Economics in 1990. Despite the scientific underpinnings, we believe that the investment discipline that we provide is not rocket science. In fact, many of our clients have the intellectual ability to practice it without us. Yet our money management services are valuable to them because we take the emotions out of their decisions, and because we handle the messy paperwork associated with maintaining and monitoring an investment portfolio.
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CORE BELIEFS
At BLRS, it is our view not that "Life is too short", but rather that "Life is too long, not to be doing those things that are fun and rewarding", and that the majority of people in our society and culture don't spend enough time examining these issues. We endeavor to help you clarify, simplify and gain control of the big picture of your life. We expect to understand your hopes and fears, and gently but firmly lead you to make the necessary changes so that you'll make your dreams a reality.
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WHY PEOPLE FAIL
In our society there are certain activities, undertaken by financial professionals and financial consumers, that are usually harmful to your personal wealth. Financial publications, chat rooms and discussion forums, and many television programs promote investment habits which we believe - and which the most respected financial research confirms - are at best unproductive and at worst destructive. BLRS knows that much of the "financial advice" people receive comes in the form of advertisements, which suggest, in powerful images, that your happiness and/or fulfillment can be achieved by the purchase of this or that advertisied item. Our goal is to help you recognize your individual view of happiness and fulfillment so that you can determine which personal expenditures further your progress toward your goals.
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YOU SHOULD CALL US IF...
- You're uncomfortable with your current investment strategy and looking for another advisor to help you.
- You're unhappy with the level of attention or service you're getting from your current advisor/broker/planner/agent and ready to make a change.
- You're looking for a trusted, fee-based advisor who can offer you perspective and direction.
- You're ready to retire and rollover your 401(k), 403(b), 457 plan, Tax Sheltered Annuity (TSA) or deferred compensation plan. Click here to learn about our IRA Rollover Helpline.
- You want your calls and emails returned in minutes and hours, not days and weeks. We take pride in delivering impeccable service!
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MEASURING SUCCESS
BLRS believes that success is when your money is aligned with your life, you are reaching your goals, you have peace of mind through volatile markets, you know that someone is looking out for your financial interests, and you have a relationship built on trust, integrity and mutual respect.
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THE BOTTOM-LINE
When your life savings are at stake, you want advice you can trust and someone you can count on. You need a trusted advisor that is objective; an advisor that is not paid more to sell you one product rather than another. You need a relationship with a firm that promises to always put your interest first, a firm with proven experience and the right professional credentials.
To determine if and how I can help you, call 1-866-786-2521 today to schedule an exploratory meeting (via phone or in-person). There is no charge or obligation.
I'm Bill Losey and I want to be your trusted advisor.
Warm regards,
Bill Losey, CFP®, CSA
America's Retirement Strategist™
P.S. I work with women and couples nationwide and have a limited number of new client openings. If interested, please call me at 1-866-786-2521 today!
P.P.S. Why are you still reading? You should be calling me now.
P.P.P.S. I mean it! Stop reading and call me toll-free at 1-866-786-2521. I look forward to knowing you and helping you.
